Card Scheme Gateways

A service where direct access to a card scheme is required for transaction authorization, settlement, clearing and reconciliation, and post transaction support.

Utilize TNS’ existing connectivity and interfaces into all of the major global card schemes, for authorization and clearing.

Key Benefits

Card scheme sponsorship

Working with TNS partners, TNS can facilitate card scheme BIN sponsorship into the major global card schemes.

Scheme clearing and post transaction support

If required, clearing to the card schemes is included in this service.  Post transaction support (chargebacks and re-presentments) is also available.

Infrastructure cost reduction

By utilizing TNS’ existing card scheme gateway, savings can be made on infrastructure costs such as card scheme interfaces, the required hardware and network connectivity.

Ease of integration

Transactions can be received directly from an existing payment application hosted elsewhere using any payments protocol, or use TNS’ device driving and switching service to acquire transactions.

Speed to market

Use TNS’ existing interfaces and network connectivity to the card schemes rather than build it yourself.

Card scheme maintenance

TNS’ payments experts will review mandates from the card schemes so that scheme interfaces and clearing functionality are maintained to the required versions within card scheme required timescales.


All of TNS’ payment environments are built to be PCI DSS compliant and validated.

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Details of your local TNS representative can be found on our contact page